Living Costs and Creating a Budget

The city of Lincoln is a great place to live and study and was named as one of the most affordable student cities in the UK by The Times and Sunday Times Good University Guide 2020.

As a university student, living costs often include expenses such as accommodation, food, toiletries, insurance and entertainment. Depending on your lifestyle and preferences, there may be additional living expenses that you will also need to consider as part of your budget.

If you require a visa to study in the UK, you may be required to provide evidence which demonstrates that you have sufficient funds to cover your living expenses. The evidence will need to be submitted as part of your visa application. The minimum amount you will be required to evidence is £1,023 per month of your course, up to a maximum of 9 months. This amount is set by the Home Office and is often referred to as ‘maintenance’. If you are bringing dependants such as a partner or child with you to the UK, you will need to show an additional £680 per month for each dependant, up to a maximum of £6,180.

The above amounts are set by the UK Government and are subject to change, so it is important that you carefully check the most up-to-date information prior to submitting your visa application.

To find out more about living costs and creating a budget, we recommend that you visit the British Council’s Study UK website.



“I set myself a total daily budget of £15 for food and social activities and if I don’t spend it all I have more for tomorrow. There are several grocery shops to choose from that offer international foods and fit a variety of budgets. It’s easy to have a good social life in Lincoln without spending much money. I pay £10 for my mobile phone sim, and use student discounts to travel around the UK.”

Jalysa, MSc Crisis and Disaster Management 

Can We Help?

Our dedicated international enquiries team are available to help answer any questions you may have about studying at the University of Lincoln.

Email: or use our online enquiry form
Tel: +44 (0)1522 308108
WhatsApp: +44 7868089210

University of Lincoln International Office: