Bank notes

Opening a Bank Account

We have provided some information below to help you with opening a bank account in the UK.  You can find detailed information with regards to opening a bank account in the UK via the International Students: Opening a UK bank account leaflet produced by the British Bankers’ Association.


How to Apply for a UK bank account

In order to open a bank account you will need to ensure you have the following documentation with you:

  • your passport
  • your visa (if relevant)
  • proof of address in the UK and in your home country
  • a bank letter from the University of Lincoln confirming you are a student.


(Please note the documents you need to open a bank account may vary depending on which bank you decide to open an account with).

How to get a bank letter

Download the letter request form from the Student Services website, complete the form and take this to the Student Support Centre.  After you have submitted your form, your bank letter should be ready to collect within a few days. Please be aware that during September it may take longer as there are a large number of letter requests to process.


Banks in Lincoln         

There are a variety of banks to choose from in Lincoln, each offering a range of services.  Use the internet to research which UK banks have branches in Lincoln and which bank account will be most suitable for you.  Remember, if you plan to extend your visa you will need to provide a bank statement.  Before you apply for a bank account you should check which banks can produce statements in the format required by the Home Office - not all banks do this. If you need help understanding this contact the International Advice Team:


Banking Terminology

In order to familiarise yourself with a few of the various banking terms you may encounter, please refer to the list below:

  • Standing Order – an instruction by a bank’s customer to the bank, to pay an amount of money regularly to another account.
  • Cash Card – allows you to access your money 24 hours a day using a cashpoint.
  • Direct Debit – a payment arranged by the organisation which leaves the account with the express agreement of the account holder.
  • Debit Card – allows you to withdraw cash from your account as well as use your card to pay in shops, restaurants and online.
  • Automated Credit Transfer – a direct payment into your bank account, instead of by cash or cheque to you.
  • Overdraft – an agreed extension of credit when your account reaches zero.
  • ID – Identity.